Treasury Management

Take advantage of a host of features and services to manage and move your money with zero hassle.

  • ACH Block/Filters

    With our Block/Filter service, you won't have to worry about managing unauthorized ACH transactions that hit your account.
  • Automated Clearing House (ACH)

    Exchange funds in record time. Horizon ACH origination services allow you to send and receive money, including direct payroll deposit for your employees, government electronic federal tax payment system (EFTPS), person-to-person (P2P) and business-to-business (B2B).
  • Business Bill Pay

    Get full control and ultimate convenience with customization options that allow you to manage and pay your bills exactly the way you want. It’s online bill pay that means business.
  • Loan Sweep

    Sweep to and from your checking account and line of credit. When funds are needed to meet daily requirements, a line advance is triggered from the line of credit. When excess funds are in your linked checking, they are pulled to pay down the line of credit. This is one chore you won’t worry about.
  • Lockbox Services

    Take the work out of getting paid. A lockbox is a P.O. Box where your customer payments are sent directly to Horizon. We’ll process and deposit them for you, so you can take care of growing your business (and making sure our mailbox is always full).
  • Overnight Investment Sweep

    Our Overnight Sweep service automatically moves your excess funds into pre-selected investments overnight where they’ll earn interest until the next business day. By the time you’re back in business, your funds will be returned to your account - with a little extra - for immediate use.
  • Positive Pay

    Positive Pay automatically detects attempted fraud by comparing every check we receive with issued check information you provide to us online. If the numbers don’t match, we don’t process it without your approval.
  • Quicken® & QuickBooks® Integration

    Conveniently consolidate and manage your finances with online banking integration with QuickBooks® and Quicken® software.
  • Remote Deposit Capture

    Remote Deposit Capture allows you to securely scan checks and import the information into your accounts receivables online, all without leaving your office. Because running to the bank takes time away from running your business.
  • Repo Sweep

    Maximize your short-term liquidity with minimal risk through a Repurchase Agreement Account (Repo Account) from Horizon Bank.
  • Tokens

    A little extra security can go a long way. With this simple device, you’ll be able to relax and know your accounts are safe.
  • Virtual Vaults

    Don’t let a healthy cash flow hold you up. A virtual cash vault allows you to process large deposits on-site and get immediate credit to your Horizon account. At the end of the week, we’ll collect your vault’s contents and reconcile it to your account.
  • Wire Transfer

    Send funds online fast without having to fill out, sign, and send in a form for processing. Your recipients are saved online, so there’s no need to fill in the same information each time you need to send a wire.
  • Zero-Balance Account (ZBA)

    Maintain balance with a zero balance account from Horizon Bank. Simply make deposits and write checks as usual, and your funds will be automatically reallocated among your accounts daily, according to pre-set balance requirements.

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