About Us

We believe there’s more than one extra mile.

At Horizon Bank, we pride ourselves on creating lifelong customer relationships and business partnerships in our communities, from our headquarters in Austin, Texas, and beyond.

Our charter dates back to 1905, giving us over a century of experience serving central Texas customers. In addition to our Austin headquarters and branches, we operate two additional locations in Holland and Salado, Texas, plus our wholly-owned subsidiary, Self Directed IRA Service, in Waco, Texas.

In an era when the banking community is dominated by national organizations, Horizon Bank maintains a commitment to the communities we live in and do business in. Our institution is locally managed in Austin and responsible to local shareholders, so our customers are empowered to work directly with decision-makers on a personal, collegial level.

Interested in banking with Horizon? We’d love to meet you.

  • We believe...
  • ...that there’s more than one extra mile.
  • ...in following our gut, not the crowd.
  • ...that business relationships are better without red tape.
  • ...that remembering your name is only the first step.
  • ...in helping Texas businesses thrive (because we are one).
  • ...that banking should be built around your needs, not ours.
  • ...that there’s more to banking than a bottom line.
  • We believe that there’s more than one extra mile.
  • We believe in following our gut, not the crowd.
  • We believe that business relationships are better without red tape.
  • We believe that remembering your name is only the first step.
  • We believe in helping Texas businesses thrive (because we are one).
  • We believe that banking should be built around your needs, not ours.
  • We believe that there’s more to banking than a bottom line.

Read Our Manifesto