Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

• Date and time our site was accessed
• IP address (A numeric address given to servers connected to the Internet)
• Web browser used
• City, state, and country

The bank may use this information to create summary statistics and to determine the level of interest in information available on our site.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

COMPLAINT NOTICE
Horizon Bank, SSB is chartered under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against the Horizon Bank, SSB should contact the Texas Department of Savings and Mortgage Lending through one of the means indicated below:

In Person or by Mail:
2601 North Lamar Boulevard, Suite 201
Austin, Texas 78705-4294

Telephone Number:
(877) 276-5550

Fax Number:
(512) 475-1360

E-mail:
www.sml.state.tx.us/contacts.html